Smarter password security

Do you save the answers in a security question to a file in your computer? How secure do you think this practice is? When you answer a typical security question, such as what was your first teacher's name, do you check to see if you have already put that information somewhere on your blog, MySpace or Facebook profile? I'm also curious about people's attitudes towards hacking. If someone was hacking into your account but was inflicting a very small, almost insignificant and undetectable damage/change to your privacy, data or financial statement would you rather know about it or not?

To give you an example, suppose the hacker changed one of your 30 or so interests you listed on one of your many profile pages from sailing into rowing, would you really bother to spend the time and effort to improve your security or would you rather let the incident go unanswered until a more serious intrusion happened?

I'm sure people would want to know if a big intrusion occurred but what about a very small one?

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