When I got my first credit card out of college, it was a stupendously crappy one. $500 limit, secured. Couldn't be less prestigious. But it was a "titanium" card with a metallic finish, and the bank's logo was screen printed across it with cheap ink. I scraped the logo off with a coin in about 10 seconds and just had a blank, gray Mastercard. I was quite amazed at the reactions this provoked among the many people who assumed it must be something quite exclusive. It was a conversation starter and I leveraged it into a few dates.
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