The "ice glass"method for reducing credit card spending

This is not my idea. A lot of you may already know about it. For those that don't, I copy and paste: "It's a home remedy for impulsive spending. You put your credit card into a glass of water and put the glass in the freezer. Then, when you impulsively decide to make a purchase, you must first wait for the ice to thaw before extracting the card. By then, your compulsion to purchase has subsided. You can't put the card in the microwave, of course, because then you'd destroy the magnetic strip." The concept might not work well in high temperature climates but it might still worth trying if you want to use some good sense of humor to reign in on your impulsive spending :)

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