They can cause crams on the legs as they leave very little space for moving toes and feet freely. Every hotel has a customer questionnaire in the room, so if we all mention this idea and recommend it to the management, it might happen. It's simple but maybe the reason most hotels, including 5-star ones, have bed sheet corners tightened so strong is because people don't ever mention it. While most people won't think it is a major thing or don't notice it, I am sure they will if suddenly hotels loosened the bed corners.
http://www.thinkaloo.com
Showing posts with label sheet. Show all posts
Showing posts with label sheet. Show all posts
Friday, July 24, 2009
Saturday, July 4, 2009
The Adam Smith solution to the economy. Sell inside info!
We are told the problem with trading credit derivatives over-the-counter is lack of transparency. Investors don't know how much risk the banks have on their balance sheet.
We read that no one really knows how much of these toxic assets have been bought by banks because they are not disclosed. They are not required to be disclosed because they are not regulated. A different solution to taxpayers footing the bill would be to ask the banks to keep the trades invisible but sell their invisibility to investors. Good information makes money so create a market.
The banks will make this invisible 'inside-info' visible to those investors who are willing to buy it in order to avoid betting their money on the wrong horse and lose more. But by selling the info to investors banks make money which reduces their losses so that other investors get interested in investing in them again.
Just because the logic is simple it doesn't mean it's not ingenius. If you don't think so, ask yourself why is it any more ingenius to have the taxpayer pay and not an investor pay to buy a good asset (a.k.a inside info on the losses).
The invisible hand of the market can recycle money as it knows best by turning the invisibility of risk exposure into a precious asset up for sale.
http://www.thinkaloo.com
We read that no one really knows how much of these toxic assets have been bought by banks because they are not disclosed. They are not required to be disclosed because they are not regulated. A different solution to taxpayers footing the bill would be to ask the banks to keep the trades invisible but sell their invisibility to investors. Good information makes money so create a market.
The banks will make this invisible 'inside-info' visible to those investors who are willing to buy it in order to avoid betting their money on the wrong horse and lose more. But by selling the info to investors banks make money which reduces their losses so that other investors get interested in investing in them again.
Just because the logic is simple it doesn't mean it's not ingenius. If you don't think so, ask yourself why is it any more ingenius to have the taxpayer pay and not an investor pay to buy a good asset (a.k.a inside info on the losses).
The invisible hand of the market can recycle money as it knows best by turning the invisibility of risk exposure into a precious asset up for sale.
http://www.thinkaloo.com
Thursday, April 23, 2009
Does starting a new bank make sense?
My reasoning for starting a new bank is that creditworthy customers would rather trust that their money is held with a bank that is 100% free of toxic assets and that it won't go bust. People tell me I must be crazy to want to start a new bank because a) no one trusts banks any more and b) no one has money any more. I don't think b is true and a happens because existing banks have a lot of bad loans/investments in their books. A new bank that has none of it can earn the trust of creditworthy customers. It seems good business to me to want to start a new bank despite the turmoil in global finance.
http://www.thinkaloo.com
http://www.thinkaloo.com
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